Bankruptcy can be a scary thing and most people want to avoid it. The reason why is because it is considered a last resort for those that cannot pay what they owe. It will ruin your credit for a long time.
Bankruptcy is very expensive, and can be very complex. Bankruptcy will significantly negatively affect and be listed on your credit score for 7 years. 7 years! With debt settlement your credit score will be negatively affected, but normally just for 1 to 2 years, allowing you to quickly get back on your feet. A bankruptcy will be listed on your credit report for the entirety of the seven years creating all sorts of future problems when you go to buy a new home, or a new car.
With Debt Settlement bankruptcy you’ll need to be patient while consistently taking all the necessary steps we outline so we can fix your credit situation. We promise we’ll be there every step of the way and can assist you with your questions and concerns. You will be able to look back at and smile knowing you’ve learned something important and can now grow in your newly acquired financial freedom.